Protect Your Earning Power
Secure a financial safety net if an injury or illness prevents you from ever working again.
What it is & Why it matters
Disability cover provides a lump sum or regular payouts if you become permanently or temporarily disabled. Given the high cost of home adaptations and long-term medical care in South Africa, this ensures your standard of living does not drop if your income stops.
Unlimited multiple claims
Includes the most comprehensive multiple claims facility on the market, allowing you the ability to claim in excess of the benefit amount for multiple related non-progressive and unrelated claims, regardless of whether a subsequent claim is of a higher, lower or the same severity as the previous claim (plan dependant).
Child impairment benefit
Provides a payout of up to 10% of your Capital Disability Benefit insured amount, up to a maximum, if your child becomes disabled and the disability matches one of the tailored child disability definitions.
Cover up to age 70
With increasing life expectancy, many of us will be forced to work longer to have enough retirement savings. You can choose a benefit expiry age of 65 or 70.
Medical devices
Some plans allow you additional payout to fund cutting edge medical devices required for lifestyle maintenance after a disability event.
Key benefits
Replaces lost monthly income.
Covers lifestyle adjustments and medical equipment.
Keeps long-term savings and retirement plans on track.
Related products
Life Cover
Protect your loved ones against life's uncertainties with tailored life insurance payouts designed to clear debts and maintain their lifestyle.
Severe Illness
Receive a tax-free lump sum upon diagnosis of a major illness to focus entirely on your recovery.
Income Protection
Ensure a steady stream of income if temporary or permanent illness or injury leaves you unable to work.
Frequently Asked Questions
Below are some of the most common questions we cover regarding our wealth management, investment, and insurance services.
Schedule a Free Consultation
Select consultation mode