Secure Your Family's Financial Future
Protect your loved ones against life's uncertainties with tailored life insurance payouts designed to clear debts and maintain their lifestyle.
What it is & Why it matters
Life cover pays a lump sum to your beneficiaries upon your death, ensuring that mortgage bonds, everyday living costs, and children's futures are fully secured even when you are no longer there. In South Africa, it is vital for estate liquidity, ensuring your family isn't forced to sell assets prematurely to settle liabilities or estate duty taxes.
Medical access-cover
This benefit gives you the option to convert your life cover into immediate cash at a predefined conversion rate for a range of specified medical events until age 80.
Terminal illness benefit
This benefit applies if the life assured has been diagnosed with a terminal illness and is expected to live for less than 12 months. They can cash their life cover to help with critical financial support.
Funeral benefit
To support your nominated beneficiaries with funeral arrangements, your life cover automatically includes an upfront benefit. If you qualify for this benefit, R100,000 will be paid out within 48 hours of submitting a valid death certificate.
Educator benefit
Holistic protection at every stage of your children’s education. It covers the actual costs of your children’s education, from crèche to tertiary education, if you or your spouse pass away or suffer a severe illness or disability.
Key benefits
Immediate financial relief for family members.
Settles outstanding debt (bonds, vehicle finance, personal loans).
Provides liquidity for estate duty and administration costs.
Related products
Disability
Secure a financial safety net if an injury or illness prevents you from ever working again.
Severe Illness
Receive a tax-free lump sum upon diagnosis of a major illness to focus entirely on your recovery.
Income Protection
Ensure a steady stream of income if temporary or permanent illness or injury leaves you unable to work.
Frequently Asked Questions
Below are some of the most common questions we cover regarding our wealth management, investment, and insurance services.
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