Secure a Reliable Post-Retirement Income
Structure your accumulated retirement savings into sustainable, regular payouts that last a lifetime.
What it is & Why it matters
Once you reach retirement age, transitioning your savings into living annuities or guaranteed annuities ensures you receive a steady monthly income. A well-designed plan prevents you from outliving your capital.
Living annuity protocol
Allows you to manage your retirement savings the way that you want to. It also gives you flexibility to choose your income each year from 2.5% to 17.5%. In death the surplus is left to your beneficiaries.
Fixed annuity
Provides peace of mind with a fixed income for life. You can choose a guarantee term (5 to 25 years) to ensure dependants continue to receive income.
Secured capital annuity
It’s a retirement income plan (fixed annuity) that provides you with a fixed income for life as well as life cover equal to your initial investment.
Key benefits
Customisable income withdrawal rates to suit your lifestyle needs.
Options for guaranteed lifetime income or flexible market-linked growth.
Smooth legacy planning features for surviving beneficiaries.
Related products
Retirement Planning
Strategic wealth creation designed to beat South African inflation and fund your dream retirement lifestyle.
Endowments
Optimize your wealth growth with disciplined investment structures designed for higher-income earners.
Wills
Professionally drafted legal wills ensuring your hard-earned assets are distributed smoothly to your chosen heirs.
Frequently Asked Questions
Below are some of the most common questions we cover regarding our wealth management, investment, and insurance services.
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