
Comprehensive Health Cover for Every Life Stage
Navigate South Africa's complex healthcare schemes to find the optimal day-to-day and hospital cover for your family.
What it is & Why it matters
Medical aid helps you cover day-to-day doctor visits, chronic medication, and unexpected private hospital stays. Selecting the right scheme ensures you avoid out-of-pocket medical debt and gain access to top-tier private medical facilities.

Hospital benefit
Covers 100% of your hospital benefit for medical treatments received while admitted to a private facility.

Day-to-day benefits
Paid from savings or defined benefits on certain plans to cover Gp visits, acute medication, specialist benefit, optometry and dentistry.

Chronic benefits (Pmb)
As regulated by the Council for Medical Schemes, all plans must cover emergency and specific chronic conditions that never run out.

High-risk event shield
Costs associated with random, high-risk traumatic events like accidents can run into hundreds of thousands. Medical aid provide the critical shield against these financial catastrophes.

Key benefits
Access to private hospital networks across South Africa.
Management of chronic conditions through designated service providers.
Protection against catastrophic medical expenses.
Related products
Gap Cover
Protect yourself from massive specialist co-payments and tariff shortfalls during hospital stays.
Medical Insurance
Practical, cost-effective health benefits structured around fixed insurance payouts for medical events.
Severe Illness
Receive a tax-free lump sum upon diagnosis of a major illness to focus entirely on your recovery.
Frequently Asked Questions
Below are some of the most common questions we cover regarding our wealth management, investment, and insurance services.
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