Medical Aid

Comprehensive Health Cover for Every Life Stage

Navigate South Africa's complex healthcare schemes to find the optimal day-to-day and hospital cover for your family.

Introduction

What it is & Why it matters

Medical aid helps you cover day-to-day doctor visits, chronic medication, and unexpected private hospital stays. Selecting the right scheme ensures you avoid out-of-pocket medical debt and gain access to top-tier private medical facilities.

What it is & Why it matters

Hospital benefit

Covers 100% of your hospital benefit for medical treatments received while admitted to a private facility.

Hospital benefit

Day-to-day benefits

Paid from savings or defined benefits on certain plans to cover Gp visits, acute medication, specialist benefit, optometry and dentistry.

Day-to-day benefits

Chronic benefits (Pmb)

As regulated by the Council for Medical Schemes, all plans must cover emergency and specific chronic conditions that never run out.

Chronic benefits (Pmb)

High-risk event shield

Costs associated with random, high-risk traumatic events like accidents can run into hundreds of thousands. Medical aid provide the critical shield against these financial catastrophes.

High-risk event shield
Benefits

Key benefits

Access to private hospital networks across South Africa.

Management of chronic conditions through designated service providers.

Protection against catastrophic medical expenses.

Faq registry

Frequently Asked Questions

Below are some of the most common questions we cover regarding our wealth management, investment, and insurance services.

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August 2026

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The information provided on this platform is for foundational educational purposes only and does not constitute formal financial advice. SA Global Wealth Management (Pty) Ltd is an authorised financial services provider (FSP: 48445) regulated by the Financial Sector Conduct Authority.