Affordable Health and Accident Cover
Practical, cost-effective health benefits structured around fixed insurance payouts for medical events.
What it is & Why it matters
Medical insurance offers primary healthcare services, accident cover, and day-to-day medical benefits through a fixed-benefit structure. It serves as an accessible alternative or supplement for individuals seeking reliable health risk management.
Day-to-day benefit
Includes nurse consultations, prescribed medication, basic x-rays, blood tests, dental care, eye care, and gynaecologist visits. Referrals to network specialists are included.
Preventative care
Includes benefits like vaccinations, annual wellness checks, and screenings designed to help you stay ahead of potential health problems.
Online consultations
Provides unlimited online consultations with Intercare healthcare providers, with no pre-authorisation required.
Emergency / accidental
Covers the cost of getting you to the nearest private hospital, by road or air, as well as out-patient stabilisation in the hospital’s emergency unit.
Key benefits
Predictable premiums and fixed payout structures.
Covers primary doctor visits, dentistry, and optometry options.
Ideal for employees or individuals looking for budget-friendly protection.
Related products
Medical Aid
Navigate South Africa's complex healthcare schemes to find the optimal day-to-day and hospital cover for your family.
Gap Cover
Protect yourself from massive specialist co-payments and tariff shortfalls during hospital stays.
Income Protection
Ensure a steady stream of income if temporary or permanent illness or injury leaves you unable to work.
Frequently Asked Questions
Below are some of the most common questions we cover regarding our wealth management, investment, and insurance services.
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